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Who Is Responsible in a Three-Car Collision?

Aug 15, 2022

A three-car collision can lead to much deadlier injuries and damage than a single car accident or two-car collision. Determining who is at fault for a three-car collision can be a challenge depending on the circumstances of the accident. The driver at fault is most often responsible for covering the cost of the collision. However, it is possible that all three drivers might be held liable, or at fault, for the accident. 

In addition to determining fault, insurance companies often delay payments. To avoid this, you’ll need one of our New Orleans car accident attorneys fighting for you. 


How Is Fault Determined in a Three-Car Collision? 

In Louisiana, which is an at-fault state, the court will determine which driver is at fault. In three-car collisions, all drivers involved may be liable for damages due to Louisiana law having comparative fault. This means even those partially responsible for the collision can seek compensation.


The amount of compensation awarded to each driver, if any, depends on the percentage of fault. If you are found at fault, this means the accident was partially caused by your own negligence and that your insurance is responsible for paying for the damages. Since one driver is rarely alone to blame for multiple-vehicle collisions; each driver is responsible for paying their share of damages.

Causes of New Orleans Three-Car Accidents

Most often, three-car collisions are caused by chain reaction accidents. When two vehicles crash, the first collision or the effect of the collided vehicles leads to even more vehicles in the accident. Particularly when they happen on highways or interstates where traffic is heavy and moving fast, these are referred to as “pileups.” 


Like most traffic accidents, three-car collisions are caused by negligence. Three-car collisions are often caused by: 


How to Avoid Louisiana Three-Car Accidents


It is impossible to avoid any type of car accident, especially a three-car collision. There are a few things you can do to ensure your safety and try to prevent a three-car collision, such as

  • Always use your turn signal to let other drivers know your intentions when turning or changing lanes.
  • Avoid speeding, especially when it is raining or traffic is heavy. 
  • Avoid tailgating. Keep enough distance between your car and other vehicles to avoid a rear-end collision. Remember, you will need more room to stop if you are driving a larger vehicle. 
  • Be extra careful when driving around semi-trucks and tractor trailers because of their increased stopping distance, wide blind areas, and tendency to roll over in collisions.
  • Never cut off a truck on the road or drive in their blind spot.


Possible Damages from a Three-Car Collision 


If you are a victim of a three-car collision in Louisiana, are entitled to file a lawsuit against the at-fault driver or drivers to recover damages for the losses and costs you sustained. The amount and types of damages awarded will depend on the details of the case. Possible damages you might be entitled to include: 


Contact a Louisiana Car Accident Lawyer

If you’ve been injured in a three-car collision in Louisiana, Mike Brandner Injury Attorneys can help you pursue damages for any injuries or harm you sustained. We can also work with your insurance company to ensure your claim is settled fairly and quickly. Additionally, if you lost a loved one in a car accident due to negligence, Louisiana law allows surviving family members to pursue wrongful death damages

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Multi-car pile-ups are devastating events which can result in significant property damage, injuries, and even fatalities. The aftermath of these wrecks yield complex legal issues which can overwhelm the parties involved. This blog post will detail the legal technicalities of these wrecks to shed light on what the following steps should look like after a multi-car pile-up. Determining liability is a pivotal aspect of handling legalities post-wreck. Though important, liability is not always straightforward, as multiple factors can contribute to the wreck. Some factors include but are not limited to: Negligence: It is possible for one or more drivers to be found negligent while driving. Negligence implies that a driver breached their duty of care and focus while driving. Common examples of negligence in multi-car pile-ups include speeding, distracted driving, or impaired driving. Multiple At-Fault Parties: In multi-car pile-ups, it is possible that multiple drivers are at fault. Comparative negligence laws can come into play, which may affect the distribution of financial responsibility among the involved parties. Dealing with insurance companies post-wreck can be stressful due to the intricacies of plans, laws, and limits. Here are some things to consider about insurance coverage after a multi-car pile-up. Insurance Limits: Each driver involved in the pile-up will have their own insurance policy, and the amount of coverage can vary from person to person. This can impact the ability to recover and rectify damages, especially if the at-fault driver’s policy has insufficient coverage. Uninsured and Underinsured Motorist Coverage: If the at-fault driver is uninsured or underinsured, there is a clause in multiple insurance companies that still offers the injured parties financial protection. Injuries in multi-car pile-ups can range from minor to severe. Victims can pursue personal injury claims to seek compensation for medical expenses, pain and suffering, lost wages, and other damages. Here are some important points to consider: Medical Documentation: Gathering comprehensive medical records is a crucial step for securing substantial personal injury claims. These records establish the extent of the injuries and confirm their connection to the wreck. Statute of Limitations (known as “Prescription” in Louisiana): Different jurisdictions have different time limits regarding when personal injury claims must be filed. Missing the deadline can result in forfeiting the right to seek compensation. Collecting Evidence Collecting evidence is essential to support any legal claim arising from a multi-car pile-up. This evidence may include: a. Witness Statements: Eyewitness accounts can be invaluable in reconstructing the wreck and establishing liability. b. Wreck Reports: Police reports and official wreck documentation can provide a critical foundation for legal proceedings. c. Photographs and Videos: Visual evidence, such as photos and videos of the wreck scene and damaged vehicles, can help recreate the sequence of events. Dealing with the legal aftermath of multi-car pile-ups can be stressful, confusing, and challenging. Seeking legal representation is often advisable, as experienced attorneys can guide you through the legal process. An attorney could also negotiate with insurance companies and represent your interests in court, if necessary. Multi-car pile-ups are fraught with legal complexities, and understanding these issues is vital for anyone involved. From determining liability to navigating insurance coverage, pursuing personal injury claims, and collecting evidence, there are numerous aspects to consider. To protect your rights and interests, consider consulting with an experienced attorney who can help you navigate the legal maze and work towards a fair resolution. If you need an attorney with extensive experience in multi-car wrecks, give us a call at (985) 345-1111 (Hammond Office) or (504) 345-1111 (Metairie Office).
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