Bad Faith Insurance Claims
When Insurers Fail to Uphold Their Obligations to Policyholders, There Should Be Consequences
Bad Faith Insurance Claims
After an accident, an insurance company may deny a claim without a reasonable basis. Your insurance company breaches its duty to you by failing to pay you for an honest claim or properly defend you against plaintiffs. In both scenarios you may have a case for bad faith.
Whether the damage you sustained was in a car accident, flood, fire, or another type of accident, your insurance carrier must act in good faith to pay out for claims covered by your policy.
The same standard applies if someone is accusing you of causing an injury or property damage. If you’re a premium-paying policyholder, you’re owed a duty by the insurance company. If they take a course of action that isn’t in your best interest, and you end up being personally liable for far more once a verdict is rendered, your insurance company may be guilty of bad faith.
Insurance companies may act in bad faith by failing to:
- Settle a claim in a reasonable amount of time
- Thoroughly investigate a claim
- Recovering Damages
- Offer the full value of a claim
- Provide reasoning for denying a claim
After a successful bad faith lawsuit, a victim may be able to recover:
- The amount the insurance company should have paid for the initial claim
- Consequential damages (e.g., attorney fees)
- Emotional distress damages
- Punitive damages
- Peace of mind
Each bad faith insurance case is different, so it is vital that you get help from an experienced Louisiana bad faith attorney. Insurance companies are acting in their own self-interests when they do not provide compensation to an insured consumer for their losses.
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Contact a Louisiana Bad Faith Insurance Attorney
If you or a loved one reside in the state of Louisiana and want to pursue a bad faith insurance claim, call Mike Brandner Law at 504-345-1111. We will pursue the justice you deserve. Pick up the phone today for a free consult! No fee unless you win and we answer our phones 24/7.
