Hurricane Helene Claims Florida

WERE YOU IMPACTED BY HURRICANE HELENE IN FLORIDA AND NEED TO FILE A CLAIM?

Mike Brandner Is Your Hurricane Insurance Claims Lawyer in Florida

Hurricane Helene has left devastation in its wake, and if your Florida property has been damaged, you have the right to file an insurance claim. However, insurance companies may delay their responses or underpay claims, leaving you without the full compensation you need. At Mike Brandner Law, we fight for victims of Hurricane Helene to ensure you receive everything you're rightfully owed. We understand that you're dealing with more than just damage—you need to recover and rebuild. Let us take on the insurance companies and get you the compensation you deserve.

What Is Hurricane Insurance?

Most people have homeowners insurance or an umbrella policy to protect them from weather-related calamities. However, in coastal states, those policies may not protect them from all types of hurricane damage. In Florida, it’s fairly common for insurance policies to have “storm and hurricane deductibles,” while flood insurance is often separate. Likewise, business owners may opt to pay for additional commercial flood and weather damage insurance in case of a natural disaster.

Hurricane insurance helps cover the costs of property damage caused by hurricanes, including wind, water, and debris damage. It can also cover temporary living expenses if your home is uninhabitable. However, policies can vary, and insurance companies may interpret their coverage in ways that don't fully benefit you. That's where we step in—to ensure your policy is fully enforced so you can recover from Hurricane Helene's impact.

Preparing Florida's Home and Business Hurricane Insurance Claims

1. Take photos of all property damage.
2. Keep any property damaged by a hurricane (if possible) unless it poses a safety hazard.
3. Make a comprehensive list of your medical records and expenses.
4. Review a current copy of your insurance policy.
5. Contact Mike Brandner Law to help deal with insurance companies.

There are two important steps when it comes to filing hurricane insurance claims in Florida. The first is performing a thorough review of your insurance policy. Having a good understanding of your policy can help us determine what kind of compensation you’re entitled to and allow us to develop a rough estimate of the monetary amount you can expect.

The differences between personal insurance and business interruption insurance can be vast, so be sure to review your policy carefully and share it with us on during your free consultation - which you can fill out the form on the right or just give us a call.

If you’re confident that you have a legitimate claim, then it’s essential to document your losses. You’ll need to take photos of any damaged property or store inventory. One common mistake people make is discarding damaged property. If possible, keep any property damaged by a hurricane (unless it poses a safety hazard). It could serve as valuable evidence to your claim.

If you were injured during or after Hurricane Helene, then you’ll need a comprehensive list of your medical records and expenses. Should your injuries require ongoing treatment, such as medication or physical therapy, get an estimate of what those expenses will be from your medical provider.

The key is to provide as much indisputable information to your insurance company as possible. This is especially important for business owners trying to claim business interruption losses. Thorough records of past revenue must be provided in order to claim a loss.