Hurricane Claims

Hurricane Claims

We’ll Fight for the Claim Payment You Deserve After a Hurricane

Louisiana Hurricane Insurance Claims Lawyer

With its close proximity to the Gulf of Mexico, Louisiana is a hurricane magnet. According to the National Weather Services (NWS), hurricanes make landfall on Louisiana shores approximately every 2.8 years.


With changing global climate patterns, hurricanes have become more frequent. In 2020 alone, four hurricanes and one tropical storm hit Louisiana between June and October. As such, the number of Louisiana hurricane insurance claims has skyrocketed in recent years.


With insurance companies overwhelmed with claims and many using devious “deny, delay, defend” tactics being used, getting money from legitimate home and business hurricane insurance claims is more difficult than ever. If you’re experiencing difficulty with your insurance company for a personal or business hurricane insurance claim, give Mike Brandner Injury Attorneys a call. Our lawyers have extensive experience dealing with insurance companies and getting our clients the compensation they deserve.


What Is Hurricane Insurance?

Most people have homeowners insurance or an umbrella policy to protect them from weather-related calamities. However, in coastal states, those policies may not protect them from all types of hurricane damage.


In Louisiana, it’s fairly common for insurance policies to have “storm and hurricane deductibles,” while flood insurance is often separate. Likewise, business owners may opt to pay for additional commercial flood and weather damage insurance in case of a natural disaster.


Preparing Louisiana Home and Business Hurricane Insurance Claims


  1. Take photos of any property damage.
  2. Keep any property damaged by a hurricane (if possible) unless it poses a safety hazard.
  3. Make a comprehensive list of your medical records and expenses.
  4. Review a current copy of your insurance policy.
  5. Contact Mike Brandner Injury Attorneys to help deal with insurance companies.

 

There are two important steps when it comes to filing Louisiana hurricane insurance claims. The first is performing a thorough review of your insurance policy. Having a good understanding of your policy can help you determine what kind of compensation you’re entitled to and allow you to develop a rough estimate of the monetary amount you can expect.


The differences between personal insurance and business interruption insurance can be vast, so be sure to review your policy carefully.


If you’re confident that you have a legitimate claim, then it’s essential to document your losses. You’ll need to take photos of any damaged property or store inventory. One common mistake people make is discarding damaged property. If possible, keep any property damaged by a hurricane (unless it poses a safety hazard). It could serve as valuable evidence to your claim.


If you were injured during or after a hurricane, then you’ll need a comprehensive list of your medical records and expenses. Should your injuries require ongoing treatment, such as medication or physical therapy, get an estimate of what those expenses will be from your medical provider.


The key is to provide as much indisputable information to your insurance company as possible. This is especially important for business owners trying to claim business interruption losses. Thorough records of past revenue must be provided in order to claim a loss.

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FREQUENTLY ASKED QUESTIONS

Louisiana Hurricane Damage Frequently Asked Questions

  • What Do I Need to File a Hurricane Damage Property Claim?

    You will need to provide proof of ownership of the property, a detailed list of the damages, and any photos of the damage that you have taken. You may also need to provide documentation of any repairs that have been completed. Additionally, you will need to provide information about your insurance policy, including the policy number, the date of purchase, and contact information for the insurance company.

  • What are the Common Reasons Insurance Companies Deny Hurricane Damage Claims?

    • They allege the damage occurred before the hurricane 
    • The damage was caused by flooding from a natural water source (like storm surge) and not a covered peril  
    • They suggest the type of damage isn’t covered by your policy
    • You supposedly didn’t take adequate steps to prevent damage from occurring
    • You failed to file a timely claim 
    • You failed to adequately document the damage 
    • You failed to repair or replace damaged items 
    • Damage was caused by a landslide or mudslide
SERVING THE STATE OF LOUISIANA

Mike Brandner Can Help Get You the Compensation You Deserve

Although you’ve been diligently paying your premiums on time for years or decades, don’t expect reciprocal loyal treatment from your insurance company. They can be challenging to deal with under the best circumstances.


Insurance companies are profit-driven businesses, and it benefits them to offer minimal payouts to their customers. Under the stress of a flood of Louisiana hurricane insurance claims, these companies can be even more difficult to negotiate with, especially if they’ve brought in poorly trained and overworked outside adjusters. This is when our team can help you.


We know how to deal with their underhanded tactics. Our goal is to win you the highest compensation possible so that you can move on from the trauma caused by a hurricane. Our compassionate and knowledgeable attorneys are confident in their ability to assist you.

AVAILABLE BY PHONE 24/7

Get Your FREE Case Evaluation Today


You can contact our team 24 hours a day, 7 days a week by calling (504) 345-1111 for a free case evaluation. Don’t let the insurance company take advantage of you!

CALL (504) 345-1111 CONTACT US
AVAILABLE BY PHONE 24/7

Get Your FREE Case Evaluation Today


You can contact our team 24 hours a day, 7 days a week by calling for a free case evaluation. Don’t let the insurance company take advantage of you!

CALL (504) 345-1111 CONTACT US
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