What Is an Injury Attorneys Role in Helping Accident Victims Get Medical Bills Paid
When you’re injured in a car accident, you could file a personal injury claim against the insurance company yourself. However, this is never a good idea when your injuries are severe and you’ll likely be faced with significant medical bills and loss of wages while you recover.New Orleans personal injury lawyers who specialize in helping accident victims can tip the scales when you go up against an insurance company whose goal is to reduce or even deny your claim. Ensure you have an advocate throughout the claim process who’ll do everything to help you.
Medical Costs Add Up
Car wrecks are frequent and expensive when it comes to seeking medical treatment. According to the Centers for Disease Control, each year, Americans spend over a million days in hospitals because of car crash injuries.
In 2012 alone, more than 2.5 million people went to the emergency room following an automobile accident and almost 200,000 of these patients were hospitalized due to their injuries. These injuries create a notableeconomic impact of more than $80 billion in the combined costs of medical care and productivity losses in a time period of just one year. A serious injury can result in medical bills that far outweigh an ordinary person’s ability to pay.
Insurance Company Tactics
The goal of an insurance company is to protect their policyholders from claims. While they do pay proven claims, ultimately, they make money by either not paying these claims at all or paying as little as possible. To accomplish this, insurance companies use numerous tactics to avoid paying you and your medical bills, including:
- deliberately delaying your settlement;
- requesting unnecessary information;
- invading your privacy;
- disputing medical treatments; and,
- digging deeply into your previous injuries and more.
A personal injury case is a series of battles you undertake with the insurance company. Without a personal injury lawyer on your side, you enter each battle alone. The insurance company knows all the laws that apply to your case and how to defend a case in court. You lose vital assistance when opting to not hire an attorney to handle your injury case.
Injury Attorneys Help You
A personal injury attorney plays a very active role in your case to ensure payment of your medical bills. Before filing a lawsuit, a New Orleans personal injury lawyers attempt to negotiate a fair settlement. They obtain all necessary documentation and evidence of the accident and the extent of your injuries.
Then, they communicate with the insurance company’s team of lawyers, including sending documentation of your injury and legal liability in your case. They review any settlement offers with you and advise you on whether you should accept an offer and make counteroffers when appropriate.
When you reach a fair settlement, your attorney pays all outstanding medical and other bills, including his fee, then pays you the net recovery amount. If you reach no settlement, he files and prosecutes a lawsuit. This requires an extensive amount of additional work on your case. Throughout court proceedings, they try to settle the case in a manner advantageous to you.
Hire Top New Orleans Personal Injury Lawyers
The knowledgeable and experienced New Orleans personal injury lawyers atMike Brandner Injury Attorneys will fight to get your medical bills paid following an accident. We provide free consultations and there’s never a fee until we win your case. Our office hours range from 8:00 a.m. to 5:00 p.m., and answer your calls 24/7 at (504) 345-1111. You can also use our convenient online LiveChat.