Don’t Let On the Job Injuries Ruin Your New Year
One of the worst ways to ring in a new year is with an on-the-job injury, but an even worse way would be not getting the workers’ compensation you deserve for this injury. Injuring yourself on the job or suffering from an occupational illness could mean you don’t receive a paycheck for weeks, months, or even years.
With a growing stack of medical bills and no way to pay these or your other living expenses, you can quickly feel overwhelmed. Louisiana workers’ compensation laws are in place to ensure this doesn’t happen. Handling a workers’ compensation claim on your own is tough, but workers comp attorneys in New Orleans can help.
Louisiana Workers’ Compensation Laws
The Louisiana Workers’ Compensation Act protects workers by ensuring they get the help and medical care they need for physical and mental injuries caused by workplace accidents or occupational illnesses. Employers are required to provide workers’ compensation insurance to cover medical benefits and wage replacement following these injuries. Most employees are covered under this insurance from the first day they begin employment, whether they’re a full-time, part-time, or seasonal employee. The Office of Workers’ Compensation Administration provides detailed Rights and Responsibilities for both employers and employees.
Insurance Companies Minimize Compensation
While it sounds straightforward, worker’s compensation insurance companies won’t pay any more than they have to on your claim, and look for ways to minimize the amount they do pay. They often do this by targeting your benefits and:
- Miscalculating your average weekly wages.
- Utilizing delay tactics to make getting medical treatment inconvenient.
- Limiting or denying needed medical tests and/or surgery.
- Using doctors that work with them, who might deny your injuries existence or clear you to return to work prematurely.
- Providing deceptive vocational rehabilitation.
- Making the entire process difficult to motivate you to settle.
- Offering you a small lump-sum payment to resolve your claim and make you believe it’s the only deal they’ll offer.
They may also try to deny your entire claim for numerous reasons, such as asserting:
- The accident didn’t occur on the job.
- You fabricated the injury.
- You lied about the severity of the injury.
- The injury is due to a preexisting condition.
Even if the insurance company denies your claim, don’t give up on your right to workers’ comp benefits. You always have the option to appeal in court.
Working with an Attorney
Louisiana’s workers’ compensation system is confusing and complicated. Work with experienced workers comp attorneys in New Orleans to ensure fair treatment and proper settlement.
The insurance company will try to convince you that you’ll receive better treatment if you don’t hire a lawyer, but without representation, you’re not effectively protected by workers’ compensation laws. Instead, you’re at the mercy of the insurance company who finds ways to delay, decrease, or discontinue your benefits because that’s their job. Your lawyer can help you:
- Complete requisite paperwork.
- Meet required deadlines.
- Accurately calculate your average weekly wage.
- Calculate your current medical bills.
- Determine your level of disability.
- Fight medical treatment denials.
- Fight for ongoing wage-loss and medical treatments.
If you initially filed your claim without an attorney and it was denied, an experienced worker’s compensation attorney can also file an appeal and/or help you prepare to take your case to court.
Hire Top Workers Comp Attorneys in New Orleans
If you’ve been hurt on the job or suffering from an occupational illness, contact the workers comp attorneys in New Orleans at Mike Brandner Injury Attorneys. Contact us through our LiveChat or call us 24/7 at (504) 345-1111 for a free consultation. There’s never a fee, unless we win your case!